Auto Repair Financing

Hometown Motors Financing

Hometown Motors has financing available to every customer, even if your credit is not so perfect.  Fill out and submit the Credit Application on our web site and you will be approved for some level of financing.  It’s that easy.  Every customer will be approved*. We want to work it out with you so that you can keep your vehicle moving or buy a different one.

Hometown Motors now offers 4 Multiple Options for Financing.

Option #1

Get the Card Dedicated to Taking Care of your Car

Let CarCareONE help you get your car or truck repaired and back on the road when a big repair slows you down. Plus, use the card every day for routine maintenance, tires and wheels, gas and more. Consolidate all your car-related expense with one card and take advantage of low monthly payments.

The CarCareONE card is accepted at over 22,000 automotive service and repair merchants.

The CarCareOne Card also offers 6 months free financing for purchases from $199 to $749* and up to 1 year free financing for purchases over $750,  good at more than 22,000 retailers.

Get approved today and receive 10% off Labor on your first purchase when you use your new CarCareONE Card.

Get it repaired and back on the road with the CarCareONE Card.  

Transmission Repair, Tire and Wheel Replacement, Car Painting, Wheel Alignment, Timing Belt, Water Pump, A/C and Heating, Struts... and any other car or truck repair, big or small!

Apply for Financing


Option #2

Local Loan Institution Financing

These types of loans are very popular and are approved in as quick as 15 minutes once we get your approval to submit them.  They are backed by local Credit Unions, Banks and other Loan Institutions in our community making even easier to do business.  Also, many of the institutions offer the AutoPay option making your payment schedule a breeze and offering a lower interest rate.  

Simply click on the link below, Fill out the Credit Application and we will submit your inquiry and get back to you as soon as your approval is processed.

Apply for Financing


Option #3

CAPS Financing

Unable to get a loan from a local Lender, no worries!  We also offer financing through the Credit Acceptance Program.  

This lender is not a local vender, but is contacted online.  Your application will be completed right here at Hometown Motors or on line through this web site.  With the delivery of required paperwork from you, you can be approved in minutes!*  This type in financing may require your vehicle to be paid off or used as a trade toward another vehicle that we have in stock.  

Simply click on the link below, Fill out the Credit Application and we will submit your inquiry and get back to you as soon as your approval is processed.

*Applicant must have proof of income and be able to show revenue of at least $800 per month.

Apply for Financing


Option #4

Title Card Loans

Not as popular as the above two options, but occasionally we need to secure collateral before closing a loan deal.  Like a bank, we would want your Title Card as collateral so that we may be listed as Lien Holder in the case of a default.  This will require that your vehicle does not currently have a lien against it, be less than 10 years old and have less than 150,000 miles on it at the time of the loan application.  We also will loan up to a full 50% of the vehicles Blackbook wholesale value at the time of the sale. Simply click on the link below, Fill out the Credit Application and we will submit your inquiry and get back to you as soon as your approval is processed.

Apply for Financing