HTMotors.com - "We Can Fix That"

90 Days Same as Cash:

Like a credit card, only better. No Interest at all for 90 days! None. Zip “0” Zilch! Simply fill out your application right here at Hometown Motors and in minutes, with good credit, your application will be processed immediately. Just like a department store, the card can be used for an immediate purchase making your day much easier. Good for auto loans as well as auto repair. These cards typically cap out under $10,000.00 of credit.

Local Institution Financing:

For all those good folks who are not interested in the cash cards we also offer auto repair and/or Purchase Financing to all of our customers with approved credit. Simply fill out a credit application right here at Hometown Motors and we'll send it off to local loan institutions for approval.

Approvals generally only take a few minutes to complete making your financing experience virtually painless. We'll then assist you in selecting the institution with the lowest interest rate or best payment schedule that meets your needs.

After your credit is approved, you may need to stop at the loan institution and sign any necessary paperwork. In some cases, we may have the paper work here for you. The loan institution will generally forward the payment to our facility for you, making the process even easier and less time consuming for you. Good for auto loans as well.

Global Financing:

For those good folks with “sticky” credit, Hometown Motors is now affiliated with Vision Marketing Group of Minnesota. This is the company that large Dealers work with to get their customers approved even in a tough situation. One application will be addressed by as many as 16 loan institutions nation wide, increasing the applicant’s exposure.

This application is done on line and approvals are usually done in a matter of minutes. This loan is typically used for auto loans, but still available for larger repairs as well in some situations.

Automatic Account Withdrawals:

Hometown Motors has just recently has made an agreement with local loan institutions to accept payments from by automatic account withdrawals. Some rules and conditions apply with this type of payment. See store for details. Typically, this is only permitted with customers in good standing and with prior Hometown Motors management approval.

Pay Check Payments:

Hometown Motors is now able to accept paycheck garnishments from your employer. Simply fill out the paper work here at Hometown Motors and we will process your request right here in a short while. With an agreement from your employer and only your signature, Hometown Motors can perform the repairs you need now and except wage based payments so that you move about your life with little or no interruption.

Title Card Loans:

If there is no other way for you to get a loan because of “less than perfect credit”, Hometown Motors is now offering title card loans to our customers. Simply bring in your title card along with the current signed lien card, and we work with you to get our Hometown Motors “In House Financing. Hometown Motors will loan up to 25% of the value of the vehicle in exchange for allowing our company name to be listed as the lien holder on the title card. The vehicle needs to be no more than 7 years old and have less than 125,000 miles and have an NADA trade in value of no less than $3,000.00 at the time of application.